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Two Wheeler Insurance: How to choose two wheeler insurance online?

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.Two Wheeler Insurance: How to choose two wheeler insurance online?

Two wheeler insurance policy assists you in financial coverage against loss or damage caused by you or your vehicle.

Without a valid bike insurance policy, you will have to bear all the financial burden on account of any loss or damage caused by your two wheeler.

Why two wheeler insurance necessary in India?

As per the Indian Motor Vehicles Act, 1988, all motor vehicles plying on Indian roads must have a valid insurance policy. It is illegal to ride your two wheeler on Indian roads without third party liability cover. A liability cover is mandatory for riding your bike on Indian roads.

Having an insurance policy is important and necessary as it provides financial protection against unfortunate accidents causing damage to the property of the insured vehicle or third party, bodily injury to the rider or rear seat rider or pedestrians etc.

With two wheeler insurance policy

  • Although, As you know, not suffer any financial stress: Two wheeler insurance policy provides financial shield in case of theft of your vehicle or any damage caused or caused to your vehicle.
  • To Ride on indina roads you must have legal protected insurance policy.
  • In india, you will get personal accident cover on case of accidental death or totla permanent disability, the sum you will get for that is upto 1 lakh.
  • Your mind will be at peace: Because you know that you are financially secure against the repair cost of damages caused by a bike accident, you will surely have peace of mind.

Types of two wheeler insurance in India

Inclusions and Exclusions of Two Wheeler Insurance In India There are generally two types of two wheeler insurance policies:

  • Third party liability insurance or liability only cover
  • Comprehensive policy or package policy

Third party liability insurance

Third party liability insurance is legally mandatory in India. This policy only covers damage or loss caused to the insured bike to third parties or property. It also gives personal accident cover for the owner of the bike. However, none of the insurers will cover for loss, damage or theft of the insured bike.

comprehensive policy

Comprehensive policy that covers own damages and third party liability. It covers your bike even if it is stolen. A comprehensive policy that provides a complete protection package against any natural calamities and man-made calamities such as earthquakes, floods, electricity, riots, depression and terrorism etc.

How to buy two wheeler insurance online?

Do you insure your bike on time? If you do not get insurance, on one hand you will not get any compensation in the event of an accident, on the other hand you may have to pay a fine in the paper checking of the traffic police.

The insurance policy covers your loss in the event of an accident, bike/scooter theft, natural or other calamity. If a third person is harmed by your two wheeler, then there is also a provision of compensation for that in third party coverage.

In case of damage caused to a two wheeler in the event of an accident, the insurance policy covers the cost of repairing it.

If you also want to buy online policy for bike/scooter, then we are telling you how to do that:

How to buy two wheeler insurance online?

Buying an online insurance policy for a two wheeler is very easy. Before buying an insurance policy from an insurance company, it is important that you compare the plans of several companies.

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There are many such websites in the online space, where you can compare the insurance policies of the two wheeler according to the company, model and year of its purchase. In comparing insurance policies, keep in mind that you do not just blindly think about the premium, but also look at the other features of the policy.

Now we are telling you how you can buy insurance policy for your two wheeler online:

1. First step

you go to the website of the insurance company. Here you click on Two Wheeler Insurance. After this you will be redirected to the relevant page to buy insurance online.

If you want to buy a policy from a comparison website only, then you can buy an insurance policy from there as well.

2. Second step

Here you have to enter basic information about two wheeler. This includes the model of the vehicle, the name of the manufacturer, its engine capacity and the year of registration etc.

After giving all this information on the website, the insurance company will give you information about the amount (quotation) spent in insuring it. This amount will be the amount of premium of your two wheeler insurance.

3.Third Step 

If you are satisfied with the premium amount and the features of two wheeler insurance, then click on the Next button. After this you have to enter personal information here. This includes your name, address, mobile number etc.

After this, you will also have to give complete information about the vehicle here and information about the previous insurance policy.

Personal Information: This includes the name of the owner of the vehicle, date of birth, gender and more

Contact Details: Here you have to enter mobile number, email id and address etc. Policy Information: Here you have to give information about the beginning and end of the old policy.

Vehicle Information: In this, the registration number of the vehicle, date of registration, name of the company making the vehicle, model of the vehicle, its engine capacity, engine and chassis number, showroom price, loan information etc. have to be given.

4. Fourth Step

After this you read the policy information in detail. If the information given about the policy is correct according to your requirement then you click on ‘I agree’ tab. After this, the insurance company will send you to the payment page.

5. Step

Fifth You choose the payment mode to buy the insurance policy here. After this, you pay here by selecting the option of Debit / Credit card or Payment Wallet.

Your policy will be generated as soon as you make the payment.  Although, For buying an insurance policy for a two wheeler. If you wish, you can take a print out of the policy document. If you can also instruct the insurance company to send the policy by post. After a few days, the policy will reach your address by post.

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Two Wheeler Insurance: How to choose two wheeler insurance online?

- Advertisement -

.Two Wheeler Insurance: How to choose two wheeler insurance online?

Two wheeler insurance policy assists you in financial coverage against loss or damage caused by you or your vehicle.

Without a valid bike insurance policy, you will have to bear all the financial burden on account of any loss or damage caused by your two wheeler.

Why two wheeler insurance necessary in India?

As per the Indian Motor Vehicles Act, 1988, all motor vehicles plying on Indian roads must have a valid insurance policy. It is illegal to ride your two wheeler on Indian roads without third party liability cover. A liability cover is mandatory for riding your bike on Indian roads.

Having an insurance policy is important and necessary as it provides financial protection against unfortunate accidents causing damage to the property of the insured vehicle or third party, bodily injury to the rider or rear seat rider or pedestrians etc.

With two wheeler insurance policy

  • Although, As you know, not suffer any financial stress: Two wheeler insurance policy provides financial shield in case of theft of your vehicle or any damage caused or caused to your vehicle.
  • To Ride on indina roads you must have legal protected insurance policy.
  • In india, you will get personal accident cover on case of accidental death or totla permanent disability, the sum you will get for that is upto 1 lakh.
  • Your mind will be at peace: Because you know that you are financially secure against the repair cost of damages caused by a bike accident, you will surely have peace of mind.

Types of two wheeler insurance in India

Inclusions and Exclusions of Two Wheeler Insurance In India There are generally two types of two wheeler insurance policies:

  • Third party liability insurance or liability only cover
  • Comprehensive policy or package policy

Third party liability insurance

Third party liability insurance is legally mandatory in India. This policy only covers damage or loss caused to the insured bike to third parties or property. It also gives personal accident cover for the owner of the bike. However, none of the insurers will cover for loss, damage or theft of the insured bike.

comprehensive policy

Comprehensive policy that covers own damages and third party liability. It covers your bike even if it is stolen. A comprehensive policy that provides a complete protection package against any natural calamities and man-made calamities such as earthquakes, floods, electricity, riots, depression and terrorism etc.

How to buy two wheeler insurance online?

Do you insure your bike on time? If you do not get insurance, on one hand you will not get any compensation in the event of an accident, on the other hand you may have to pay a fine in the paper checking of the traffic police.

The insurance policy covers your loss in the event of an accident, bike/scooter theft, natural or other calamity. If a third person is harmed by your two wheeler, then there is also a provision of compensation for that in third party coverage.

In case of damage caused to a two wheeler in the event of an accident, the insurance policy covers the cost of repairing it.

If you also want to buy online policy for bike/scooter, then we are telling you how to do that:

How to buy two wheeler insurance online?

Buying an online insurance policy for a two wheeler is very easy. Before buying an insurance policy from an insurance company, it is important that you compare the plans of several companies.

Advertisement

There are many such websites in the online space, where you can compare the insurance policies of the two wheeler according to the company, model and year of its purchase. In comparing insurance policies, keep in mind that you do not just blindly think about the premium, but also look at the other features of the policy.

Now we are telling you how you can buy insurance policy for your two wheeler online:

1. First step

you go to the website of the insurance company. Here you click on Two Wheeler Insurance. After this you will be redirected to the relevant page to buy insurance online.

If you want to buy a policy from a comparison website only, then you can buy an insurance policy from there as well.

2. Second step

Here you have to enter basic information about two wheeler. This includes the model of the vehicle, the name of the manufacturer, its engine capacity and the year of registration etc.

After giving all this information on the website, the insurance company will give you information about the amount (quotation) spent in insuring it. This amount will be the amount of premium of your two wheeler insurance.

3.Third Step 

If you are satisfied with the premium amount and the features of two wheeler insurance, then click on the Next button. After this you have to enter personal information here. This includes your name, address, mobile number etc.

After this, you will also have to give complete information about the vehicle here and information about the previous insurance policy.

Personal Information: This includes the name of the owner of the vehicle, date of birth, gender and more

Contact Details: Here you have to enter mobile number, email id and address etc. Policy Information: Here you have to give information about the beginning and end of the old policy.

Vehicle Information: In this, the registration number of the vehicle, date of registration, name of the company making the vehicle, model of the vehicle, its engine capacity, engine and chassis number, showroom price, loan information etc. have to be given.

4. Fourth Step

After this you read the policy information in detail. If the information given about the policy is correct according to your requirement then you click on ‘I agree’ tab. After this, the insurance company will send you to the payment page.

5. Step

Fifth You choose the payment mode to buy the insurance policy here. After this, you pay here by selecting the option of Debit / Credit card or Payment Wallet.

Your policy will be generated as soon as you make the payment.  Although, For buying an insurance policy for a two wheeler. If you wish, you can take a print out of the policy document. If you can also instruct the insurance company to send the policy by post. After a few days, the policy will reach your address by post.

RELATED ARTICLES
- Advertisment -

Most Popular

Recent Comments

marthaki on Apple Pectin, 700 mg
demouser on Apple Pectin, 700 mg